AT HOME WITH MIKE

Jan. 23, 2020

How to Find & Buy The Perfect Home For You - Tip#12

Define And Maintain Your Financial Ability

 

Securing a pre-approval is a good idea so you know

how much of a loan you can secure. Once you

obtain that amount, try to avoid looking at homes at

your maximum amount. If you or your partner lost

your job, you might not have the ability to keep your

house at all. Try to start small, especially if it’s your

first house purchase, and avoid spending money

beyond your means.

 

If you are wondering what you can comfortably

afford in a house payment, you may want to send

me a quick text and I’d be delighted to connect

you with a mortgage consultant who will answer

any questions you have. 

 

On Your Team Helping You Find and Buy

The Perfect Home For You 

 

 

Mike Giordano

 

Jan. 16, 2020

How To Sell Your Home For Top Dollar - Tip #11

 Access Is Essential
 
Homes that don’t get shown, don’t get sold. 
And many foreclosures and short sale listings
are vacant, so they can be shown anytime. 
Don’t make it difficult for agents to get their 
clients into your home. If they have to make
appointments way in advance, or can only 
show it during a very restrictive time frame, 
they will likely just cross your place off the list
and go show the places that are easy to get into.
 
If you have an exacting schedule and need 
advice on how to plan your availability, call or
text me and I’ll tell you about the most common 
days and times people tour homes in your 
neighborhood.
 
On Your Team Helping You Sell Your Home
For Top Dollar
Jan. 14, 2020

How to find & Buy The Perfect Home For You - Tip#11

Get A Copy Of Your Credit Report
 
This is one of the first things you should do, before 
you even start looking at potential homes. Go to a 
site like transunion.ca and request your 
free copy. It's important that you correct any errors 
on the report before you start the mortgage process.
 
I have strategic relationships with three mortgage 
consultants who specialize in helping people get the
right loan for the perfect home. Because I’ve vetted 
and trust these three people, feel comfortable calling 
me. I will ask you some important questions and 
introduce you to the person who will treat your 
money like it is their own. 
 
On Your Team Helping You Find and Buy
The Perfect Home For You 
Jan. 9, 2020

How To Sell Your Home For Top Dollar - Tip #10

Conceal The Critters 

 

You might think a cuddly dog would warm 

the hearts of potential buyers, but you’d be 

wrong. Not everybody is a dog or cat lover. 

Buyers don’t want to walk into your home and

see a bowl full of dog food, smell the kitty litter

box, or have tufts of pet hair stuck to their 

clothes. It will give buyers the impression that 

your house is not clean. 

 

If you’re planning an open house, it’s a good 

idea to put all pet items away and send the 

critters to a pet hotel for the day.

 

On Your Team Helping You Sell Your Home

For Top Dollar

 

Mike Giordano

eXp Realty 

 

250-884-0885

Jan. 8, 2020

How to Find & Buy The Perfect Home For You - Tip#10

Get Pre-Approved For Your Home Loan 
 
There’s a big difference between a pre-qualified
buyer and a buyer who has a pre-approved 
mortgage. Anyone can get pre-qualified for a
loan. Being pre-approved means a lender has
reviewed all of your financial information and let
you know how much you can afford and how 
much they will lend you. Being pre-approved 
will save you a lot of time and energy so you 
are not running around looking at houses you 
can't afford. It also gives you the opportunity to
shop around for the best deal and the best interest
rates. Do your research - learn about junk fees,
processing fees or points, and make sure there 
aren’t any hidden costs in the loan.
 
I would love to introduce you to my mortgage 
professional who can give you a pre-approval
letter before you begin looking for your perfect 
home. Simply text or email me, and I’ll get 
you in contact with them quickly.
 
On Your Team Helping You Find And Buy
The Perfect Home For You 
Jan. 5, 2020

How To Sell Your Home For Top Dollar - Tip #9

Welcome Visitors With An Inviting Porch  
 
Even if you only have a tiny stoop, make it 
say "Welcome Home!" with a clean doormat, 
potted plants in bloom and, if you have room,
one or two pieces of neat porch furniture.

Keep your porch lights on in the evenings in 
case potential buyers drive by. Illuminating 
the front walk with solar lights is a nice extra 
touch, especially if you will be showing the 
house during the evening.
 
If you like, I would be happy to drive by and
take a look at your front porch. If I have any
helpful suggestions, I will write a few down
and send them over to you. Just text me or 
call me if that would be helpful for you.
 
On Your Team Helping You Sell Your Home
For Top Dollar
Dec. 31, 2019

How to Find & Buy The Perfect Home For You - Tip#9

Avoid A Border Dispute

 

It’s absolutely essential to get a survey done 

on your property so you know exactly what 

you’re buying. Knowing precisely where your 

property lines are may save you from a 

potential dispute with your neighbours. Also, 

your property tax is likely based on how much 

property you have, so it is best to have an 

accurate map drawn up.

 

This can be tricky. If you would like some 

professional insight and guidance to make

sure you’re protected, give me a quick call 

or text me – I’ve got your back. 

 

On Your Team Helping You Find And Buy

 

The Perfect Home For You 

Dec. 30, 2019

How to Find & Buy The Perfect Home For You - Tip#8

Don’t Try To Time The Market 
 
Don’t obsess with trying to time the market 
and figure out when the best time to buy is. 
Trying to anticipate the housing market is
impossible. The best time to buy is when you 
find your perfect house and you can afford it. 
Real estate is cyclical – it goes up and it goes 
down, and it goes back up again. If you try to 
wait for the perfect time, you’re probably 
going to miss out.
 
Home pricing data going back 3 to 5 years can
help you see pricing trends. If you have an area
of interest, send me a quick text or email and I’ll
get some data right over to you.
 
On Your Team Helping You Find And Buy
The Perfect Home For You 
Dec. 30, 2019

How To Sell Your Home For Top Dollar - Tip #8

Share Information About Life In The
Neighborhood
 
When you decide to market your house, 
it’s a 
smart idea to include photos of nearby 
recreation, dining and shopping areas in 
addition to the photos of the home. If nearby 
schools have a 
good reputation, be sure to 
include that 
information. You’re not only 
marketing your 
home – you’re marketing a
lifestyle. 
 
When you’re ready, I can help you create a 
Lifestyle List of what is in your best interest to
share.
 
Just send me a quick text or call me and I’ll 
follow up quickly.
Mike
Dec. 26, 2019

How To Sell Your Home For Top Dollar - Tip #7

Educate Yourself On The Competition

 

Attend some open houses in your area and

do a real estate reality check – know that

buyers who see your home will also see those

homes. Make sure the real-time comparison

will come out in your home’s favor by ensuring

 

the condition of your home is up to par.